Terms & Conditions

Welcome to Ayush Finance Solutions. By using our website and services, you agree to the following terms and conditions. Please read them carefully before proceeding.

1. Introduction

Ayush Finance Solutions is a Direct Selling Agent (DSA) offering loan and insurance products in partnership with registered banks, NBFCs, and insurance companies across India. We facilitate connections between customers and financial institutions but do not disburse loans or issue insurance directly.

2. Eligibility

You must be at least 18 years old and a resident of India to use our services. We reserve the right to refuse service to anyone for any reason at any time.

3. Service Scope

Our services include helping you find suitable financial products, such as:

• Personal Loans
• Home Loans
• Business Loans
• Vehicle Loans (New & Used)
• Life and General Insurance

All loans and insurance policies are subject to approval and terms set by respective third-party financial institutions.

4. No Guarantee or Liability

We do not guarantee loan approvals, insurance issuance, interest rates, or terms. All decisions are at the sole discretion of partner institutions. Ayush Finance Solutions shall not be held liable for any loss, delay, or denial of financial products.

5. User Responsibilities

Users are responsible for providing accurate, up-to-date, and complete information while using our services. Any misrepresentation may result in disqualification from services or legal action by concerned financial entities.

6. Privacy Policy

Your privacy is important to us. This section outlines how we collect, use, and protect your data:

• Information Collected: We may collect personal details such as name, contact number, email, and financial preferences when you fill out forms on our site.
• Use of Information: Your data is used solely for the purpose of connecting you with appropriate loan or insurance service providers.
• Data Sharing: We share your information only with our trusted partners (banks/NBFCs/insurance companies) to process your request. We do not sell your data to any third party.
• Data Protection: We implement security measures to protect your data from unauthorized access or misuse.
• User Rights: You can request access, correction, or deletion of your data by contacting us.

7. Intellectual Property

All content on this website including text, images, logo, and designs are the property of Ayush Finance Solutions and protected under intellectual property laws. Unauthorized use is strictly prohibited.

8. Modifications

We reserve the right to modify or update these Terms and Conditions, including the Privacy Policy, at any time without prior notice. It is your responsibility to review them periodically.

9. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts located in Patna, Bihar.

10. Contact Us

If you have any questions or concerns regarding these Terms or the Privacy Policy, you may contact us at:

• Email: support@ayushfinancesolutions.com
• Phone: 08062863041
• Address: Ara Road, Bihta Chauraha, Bihta, Patna, Bihar 801103